I will use US 500 ETF, NZ Top 50 ETF and NZ Bond ETF to build a portfolio. Sharesight tracks share prices, trades, dividends, performance & tax! I assume your three kids are under 18. There are many paths to a comfortable retirement in New Zealand. Discuss savings, investments, KiwiSaver, debt management, home loans, student loans, insurance, and anything else personal finance-related. What's the benefits to each platform and which platform suits which situation best? All my money is in ETF or low-cost passive index fund. The second option is to trade shares in … However, if you wish to cash out those Smartshares at this stage, it will cost you at least $30. If we keep the low contribution at $20/month, you can put $5 in NZ Bond, $7.5 in US 500 and $7.5 in NZ Top 50. You can set up a Kids Account for someone under 18, but it will need to be linked to an adult’s account. SuperLife still offers the myFutureFund product and it is probably the best product in the market for saving for a child as it is very flexible, has the full range of options, low costs and fill Internet and phone App facility. Posted by 1 year ago. Of course, we will need to wait and see if the cost is low enough. Sharesies are still in beta, so there are some functions are missing, like reinvest and auto allocation. Fill in your details below or click an icon to log in: You are commenting using your WordPress.com account. “Free Fees” does not extend to fund management and performance fees. If you have the $500 and $50/month to invest, SmartShares is the cheaper way. Hi – what about simplicityfunds – how do they compare here? This is the amount of low contribution and expected return. They’ve done an excellent job on explaining each investment options to beginner investment and make it accessible. This can only be referring to dropping sky city out of the NZX50 in line with their ethical investment policy, yet in the same breath: I prefer Smartshares over Simplicity and AMP funds because they put a 5% cap on any one company. greater efficiency, PIE status, greater flexibility. The last time I check was a year ago. Not-for-profit, means you profit. This is more interesting as Sharesies have a lower management (0.31%) cost compare to Superlife (0.44%). If you wish to set up something similar in SmartShares, you will have to spend $30 x 3 =$90 on set up fees, at least $500 x 3 = $1500 initial investment and $50 x 3 = $150/month contribution. I am not a fan of actively managed fund as I think the extra fees are not justified in the returns. I have a strong feeling this has been cleared up before but I can't find any substantial answers. Analysis Paralysis - SuperLife or SmartShares — The Happy Saver Compare ETF Fund Cost between Superlife and Smartshares ... AMP NZ Share index fund vs SmartShares NZ Top 50: Fee Update On the other hand, Superlife 100 will aim to invest 100% into the growth asset. Meaning the fund is not too heavily reliant on the top 10 companies. Find out more in our Sharesies review. ( Log Out /  "I personally like the TWF fund, so that is why I won’t be choosing to pay less for the AMP or Vanguard funds. (Although I will suggest going with Superlife on NZ top 50. No member fee for kids. This is important to me in such a small market like the NZ50. Investnow vs Superlife vs Sharesies vs Simplicity. Cost: $30 annual fee. Sign up. Sharesies is a New Zealand financial start-up company, supported by Kiwibank Fintech Accelerator. SuperLife offers 38 funds under four categories, each offering a different level of potential return and targeted to the needs of a different life stage. Sharesies is available for anyone who is 16+ years of age, an NZ resident, and has an NZ bank account. InvestNow is actually a great option for kids. Sharesies: Sharesies provides access to shares, managed funds and ETFs in NZ and on US markets, including all of the Smartshares ETFs listed above. Just after reading this article, Do you think Superlife or Sharesies is better, and what are your thoughts on Invest Now? I found the cheapest diversified fund aligned with my risk appetite, and my focus goes on shovelling money in to it. With one simple purchase you get an investment in a range of securities, such as … Cheers, I guess it's also close enough to wish you all a happy new year too. That leaves just Sharesies and Superlife as available fund providers. For more details, take a look at our SuperLife review. The $30 initial investment cost is to cover Sharesies annual fee. Comparing these three, InvestNow offer the cheapest option. You must also look at the efficiency of the investment. Let’s check out the cost difference. More about Pension Transfer. They made investing as easy as shopping online, which should bring a lot of people into the world of investing. Fund Platforms are a good option for everyone – both beginners and experts – as they allow you to invest in lots of different funds under one roof. Hi there, what do you think of InvestNow’s new Nikko fund fees? Sharesies interface and user experience are way better than both of them. OP: it can be fun to nerd out and micromanage your portfolio, but it’s rarely worthwhile to. Sharesies is promoting to young Kiwis who never invested before by providing a straightforward and easy-to-use app. The number at the end show the target portion of growth asset in that fund. It has lower fees than Sharesies and the others mentions in Alpha’s response. In comparison, SmartShares ETF initial investment is $500, set up cost is $30/ETF and monthly contribution minimum is $50. Here is a balanced portfolio you can easily build with Sharesies. Jul 26 Smartshares NZ Top 50 vs S&P/NZX 50 Ruth. The main reason is that Smartshares don’t have an annual admin fee while Superlife charges $1/month. Or perhaps, should I consider investing through our family trust all in one lump sum and therefore maybe look at Simplicity as well ($15,000) I have about $5k for each child ready to invest, so I really appreciate this article you wrote!!! Fees 2. ETFs and individual companies directly on the NZX. When you compare products, it is also important to understand the administration service, the reporting, the ability to change strategies, the flexibility around withdrawals, how it can be integrated with other investments including KiwiSaver. https://www.yourmoneyblueprint.co.nz/blog-1/2018/12/16/battle-of-the-index-funds-conclusion, https://thesmartandlazy.com/2017/03/16/compare-etf-cost-between-superlife-and-smartshares/. Buy shares on the ASX. The different between SmartShares and Sharesies at year 5 is $154.75, 3.3%. Read our Comparing Sharesies vs Investnow vs Hatch and more guide. However, their fees is not all that cheap. Let’s take a look at the options from each issuer, and the differences between all of them: Smartshares is focused on ongoing investor education. 25% NZ Bond, 37.5% US 500 and 37.5% NZ Top 50. 502 posts Ultimate Geek # 240786 26-Sep-2018 09:13. Sharesies can only beat SuperLife at the user interface and ease-of-use. They exclude unethical companies and i’m not willing to sacrifice performance for ethical reasons. Since Sharesies are aiming for beginner investor, I put around $5/week as a low-level contribution. Our Sharesies vs Hatch vs Stake Guide outlines the offering in detail, and how it compares to alternative platforms. While Superlife also doesn’t require initial investment and the minimum contribution can be just $1. I am interested in couples of their bond funds like Nikko AM NZ Bond Fund, Nikko AM NZ Corporate Bond Fund and Nikko AM Global Bond Fund. Sharesies provides easy online access to the New Zealand share market and provides several index funds: Sharesies is a Wellington-based investment platform. steve2222: This is quite a good blog for comparison of NZ based share fund offerings eg Sharesies, SmartShares, Superlife … The low contribution will be at Sharesies minimum requirement, $30 initial investment (for the annual admin fee), $20/month contribution (about $5/week); The high contribution will be at SmartShares minimum requirement, $500 initial on each ETF, $50/month conditions. Many thanks! › Verified 8 days ago Forums › Finance and wealth management › Sharesies vs InvestNow vs SuperLife vs something else? One of their mission is to make investment fun, easy and affordable. I’ve been looking mostly into InvestNow and am pretty happy with them especially with Vanguard. InvestNow vs Sharesies . There’s also an order suited to kids, only available via a Kids Account. I am planning to do for my kid and will write a blog post about it in the future. I would crack straight into answering her question about the SmartShares vs SuperLife comparison but first I needed to duck down to the supermarket to buy some toothpaste (despite the fact I spent an hour at the supermarket the day before doing the biggest shop I have done all year). Sharesies vs SuperLife & SmartShares. People have invested $7 million through Sharesies since its beta version launched in June. SuperLife, on the other hand, as my best pick for portfolio builder in New Zealand can easily build the same portfolio. Investment Options-- content here ---- Block start --Age Steps. If you want a managed fund with low initial investment, go with SuperLife 30/60/80/100 or age step. Superlife still edged out at year 5 with $123.15 more, 8.2%. SuperLife makes the pension transfer process as simple as possible, so you can focus on your investment objectives. The 5-years different is $135.81, 8.4%. Choose an investment option where the mix of income and growth assets is automatically set based on your age. Basically which platform do you use and why? Investnow vs Superlife vs Sharesies vs Simplicity. Find out more. They are an investment platform where users can make investments with small amounts of money. SmartShares USF came out on top with no annual fee and lower management cost. I invested money in Milford Unit Trust PIE Funds (mainly growth) and have been doing rather well! But which of these are working best for everyday New Zealanders? Agree, SuperLife’s function and usability are way better than Sharesies. They are not the cheapest in term of cost (they charge $30 annual admin fee) or the lowest investment requirement (Superlife can let you invest by $1). There is no brokerage of lost interest while waiting to the end of the month for it to be invested. It keeps the control in the hands of the parent (called a guardian) until the child is 25 and is tax efficient as it uses the child’s tax rate. So cost is not a huge consideration here. Superlife holding was $122.28 more then Sharesies in year 5, 8.1%. One of its missions, is to make investment fun, easy and affordable. Fund Platforms are services that offer you access to a variety of different funds to invest in, sometimes described as a “Fund Supermarket”. InvestNow is a New Zealand-based investment platform that provides online access to KiwiSaver, Managed Funds and Term Deposit investment options. I didn’t do a high contribution comparison here because SmartShares are really not fir for portfolio building. Wat. The fee is $18 a year. Archived. However, Smartshares is a listed pie which means everyone gets taxed at 28%. Hope more companies like Sharesies will pop up in New Zealand to bring more people into investing. I don’t think New Zealand needs another comparator.) That would be ideal to mix with those Vanguard funds to create a balanced portfolio. Sharesies has an auto-invest feature that lets you set-and-forget investments into a Global, Responsible, or DIY order. A place to discuss personal finance for New Zealanders. Change ), You are commenting using your Facebook account. Don’t miss the point of investing. Paper statements fee - you will only be charged this fee if you choose to receive statements and other SuperLife communications in paper form. I don’t mind about the $30 admin fee if that what’s it take for a newbie to start investing for their future. You can check out the detailed comparison here. It bypasses the $500 initial investment and $30 set up fee with each ETFs. Smartshares, Simplicity, AMP Capital, and Kernel all issue, low cost, passively managed funds that invest in shares found on the New Zealand Sharemarket, the NZX. ( Log Out /  They may have done well in some years but research shows its hard to find a fund that consistently beat the index. I’ve been telling readers to spend $12/year on Superlife as they have a better user interface and functions over SmartShares. Basically which platform do you use and why? SuperLife invests the money the day of the contribution. However, Sharesies (beta) got a fantastic user interface and make investing as easy as shopping online. Jo. Investing. Superlife comes out slightly ahead, thanks to a lower annual administration fee of $12, compared to $18 for Sharesies. SuperLife 13; Tax 1; Term Deposits 13; Wills 1; All in Sharesies. Thanks for the update. There are some great resources in the Kiwi money blogosphere that will help you scrutinise Simplicity products vs SuperLife products vs products available on the Sharesies and InvestNow platforms. You’ll need to be at least 16 years of age and have an NZ bank account. Investing. I am sure Sharesies will continue to improve on their functions and brign in more investment options. Sharesies, InvestNow and Superlife are all options to buy NZ index funds at a retail level - this includes the range of funds by Smartshares. Yes, they’re all under 7. We increased the contribution to $50/month, put $500 as an initial investment and include SmartShares into the mix. Set up. Fund Platforms: InvestNow, Sharesies, Superlife; Fund Managers: Kernel, Simplicity, Superlife, Smartshares; Broker: Sharesies, Hatch, Stake, ASB securities, Direct Broking; If you want to learn more about each of these investment providers check out my previous post on DIY Investing In Funds And Shares In New Zealand: Popular Investment Platforms For Kiwis. Both Superlife and Sharesies won’t accept under 18 to be on their service. Kiwisaver, PIE Funds, and term deposits all play their part in helping Kiwis generate wealth for their later years. Superlife did better as it has a lower management fee and admin fee resulted in a higher return for the customer. martshares, InvestNow and Simplicity are not an option for the $100 investor due to their minimum start up requirements of $500, $1,000, and $250 respectively. That’s awesome, thank you. Smartshares has $2.1 billion under management, with $1.4 billion of this coming from its SuperLife funds. Find out more. I believe that was an old offering. Discussion about Sharesies vs InvestNow vs SuperLife vs something else? So Sharesies is a great way for beginner investor to invest in a small amount into many low-cost, diversified ETFs. Sharesies is another popular option for New Zealand investors and is aimed at young people. So they can’t get tax benefits on their low income. Nikko fund fees are too high for me. Smartshares will not be included in this analysis as the investment amount is too low. Based on the analysis, SuperLife is still the better choice on low contribution and most of the high contribution (except US 500 ETF) regarding cost. CrashAndBurn. InvestNow said they are getting fund from Nikko to be on InvestNow platform. Change ), You are commenting using your Google account. I’ve already covered that in another post). Sharesies is currently offering six SmartShares ETFs for their investor including NZ Top 50, AUS Top 20, US 500, NZ Bond, NZ Property and AUS Resources. I prefer passive. Dec 20. Dec 20 2020 MONEY WINS from fellow Happy Savers ... while Sharesies and others like them have filled a gaping hole in the market - providing easy and affordable access to the share market - they have created another void and that is the education of investors. Very invormative website, thanks Alpha. Hi there, we are looking to invest around 10,000 for our three kids in each of their names. ( Log Out /  The analysis will compare the result on different contribution level(low and high contribution) for all three services. Sharesies is a New Zealand financial start-up company supported by Kiwibank Fintech Accelerator. Superlife comes out slightly ahead, thanks to a lower annual administration fee of $12, compared to $18 for Sharesies. The low contribution will be at Sharesies minimum requirement, $30 initial investment (for the annual admin fee), $20/month … They offer a range of funds and companies to invest in. In this video I'll be doing a quick review of the 2 low cost Kiwisaver providers: Simplicity and Superlife in terms of: 1. Change ), Sharesies (Beta) – How does it stack up to SuperLife and SmartShares on ETF Investing, View @thesmartandlazy’s profile on Twitter. Sharesies (Beta) – How does it stack up to SuperLife and SmartShares on ETF Investing – Kiwis pursuing Financial Independence and Retiring Early, InvestNow Added SmartShares ETFs into their Offerings | The Smart and Lazy, How Easy to Get Your Money out from SmartShares ETF, Different Tax on SmartShares and SuperLife ETF. Email thesmartandlazy@gmail.com or follow me on Twitter @thesmartandlazy if you have any questions. This is an investment platform, where users can make investments with small amounts of money. The main selling point of Sharesies is by paying a $30 annual fee, an … Offer Details: Sharesies actually let you invest as little $5. If I’m being more charitable to myself, I try to write content on this blog that is evergreen. The great thing with sharesies is that it gives you access to buy investments from as little as $5 (compared with InvestNow’s $250 minimum, or $50 when recurring). I have a strong feeling this has been cleared up before but I can't find any substantial answers. … Leading online share portfolio tracker & reporting tool for New Zealand investors. The difference between SmartShares and Sharesies is $163.34, 3.3%. Last time I check they are no longer accept new account. If we try to do something similar in Sharesies, like a simplified version, it will cost more in fees. Ethical KiwiSaver and non-KiwiSaver funds. It's quick to sign up. Simplicity offer packages of funds which include numerous index funds (global and domestic). Invest Now, which launched in March and is in the process of buying Rabo Direct’s managed funds business, has over $100 million under management. The different to Superlife is $41.5, 0.9%. Jo, the better solution is to invest in SuperLife. Are their any other fund providers on InvestNow that you would recommend me investigating? Although both services have the same management cost, Sharesies charge $30/year admin fee which brings down the balance. So this fund is a low risk (or conservative) fund. Since Sharesies investors can bypass SmartShares setup fee and initial investment requirement. I would say the Sharesies beta cannot build a portfolio at Simplicity level. The analysis will compare the result on different contribution level(low and high contribution) for all three services. At this level of investing we are looking at just a $240 difference over 30 years. Simplicity fund is a managed portfolio fund, so is not apple to apple when compare to Sharesies. If you have any questions please contact us at smartshares@smartshares.co.nz, or on 0800 80 87 80. The SuperLife KiwiSaver scheme allows you to invest in a range of Smartshares’ ETFs as part of your SuperLife KiwiSaver investment portfolio. They are out there, but hard to find. Anyway, that’s my personal preference. There are now more than 60,000 New Zealanders invested in Smartshares, either directly or via its SuperLife KiwiSaver business, or through financial advisers and investment platforms, Sharesies and Invest Now. You can buy SmartShares ETF in your kids’ name, so USF and FNZ a good opinions for them. The funds contain varying mixes of assets, with cash and fixed-interest bonds (income assets) making up most of the conservative funds, and equities (growth assets) making up more of the growth options. I have some term deposits maturing next month and would like to give investing in shares a try as the current rates with banks are not good (my current TD is at 5.5%). I’m grateful for the hard work they do. Administration fee - $12 a year (regardless of the number of investment options you invest in, or the number of times you change investment options). Contacting Us. So excited! Press question mark to learn the rest of the keyboard shortcuts. This will be my … Like for like, SuperLife leaves sharesies well behind if what someone is after is a low cost flexible savings scheme that puts the individual in control. Ease of use and other factors may be more important here. They do not manage your funds – instead they act as a “middleman” between investors and Fund Managers. The interface is robust and delightful. However, I still think Sharesies is doing something good here. Well, I personally don’t think there is any other fund in InvestNow worth putting my money in….for now. ", New comments cannot be posted and votes cannot be cast, More posts from the PersonalFinanceNZ community. In both scenario, Investor with low contribution level and better with SuperLife. Also, there is a $20 credit for the early Beta investor. Superlife 30 will aim to hold around 30% of growth asset and 70% of income asset in the portfolio. The main selling point of Sharesies is by paying a $30 annual fee, an investor can invest into multiple investments with the minimum at just $5. ASB and ANZ investment will accept investing in kids name. How does Sharesies stack up to SuperLife and SmartShares on ETF investing? SmartShares came out on top despite the fact that they have a higher management cost. Smartshares ETFs vs SuperLife ETF funds As you will see, there is around a $60 difference between the returns you would have received over the past year if you bought units in Smartshares ETFs yourself, compared to if you did so through investing in corresponding SuperLife funds. I’ve picked two popular ETF, NZ Top 50 and US 500, to run an analysis for 60 months (5 years). In this video I'll be talking about what financial independence is for complete beginners and how to calculate your own Financial Independence value to start your own financial journey. Sharesies is rolling out their trial run (a.k.a beta) investments options couple weeks ago. Now we will do the same thing by increasing the investment to Smartshares minimum requirement. Just want to get a bit of a balanced fund together for the kids, ie, NZ, Aus and US. If you buy into their Vanguard fund, you will be doing the tax return on the dividend received. Not feasible at all. I’ve got their invitation recently and checked out their offerings. Choose the amount you'd like to invest. Still trying to make a good choice for the kids Many thanks! I’ve been doing research on investing in kid’s name. But if you are interested in indexed funds for your KiwiSaver, InvestNow’s SmartShares funds are also used by SuperLife, a KiwiSaver provider. So Sharesies is actually a great tool to build a simple portfolio. Change ), You are commenting using your Twitter account. Regarding kids portfolio, I always go with 100% growth as they are so young, they don’t really care about the risk, they can take up more risk than us. They will accept under 18 to be on their service. Close. You can check out the detailed comparison here. ( Log Out /  On the other hand, SuperLife also offers the same ETF in their investment fund with a different management cost. Sharesies vs SuperLife & SmartShares. There are also no brokerage fees and free withdrawals at any time, and any amount. On the other hand, Simplicity non-KiwiSaver fund initial minimum investment is $10000, so that is not a fund for beginner investor. The analysis will compare the result on different contribution level(low and high contribution) for all three services. You can check out their current offers here. Pingback: Sharesies (Beta) – How does it stack up to SuperLife and SmartShares on ETF Investing – Kiwis pursuing Financial Independence and Retiring Early, Pingback: InvestNow Added SmartShares ETFs into their Offerings | The Smart and Lazy. This is the amount of high contribution and expected return. It also gives better control to the parent than alternatives until the child is 25. I’ve picked two popular ETF, NZ Top 50 and US 500, to run an analysis for 60 months (5 years). Jul 26. They have low minimum investme… So Sharesies have a higher admin fee ($30) and ETF management cost (0.50%), so its expenses should be higher then Superlife NZ top 50 ETF. The sign-up process is simple and painless. You can check out their current offers here. That leaves just Sharesies and Superlife as available fund providers. 17. I Just found this on Superlife’s website… https://superlife.co.nz/15-myfuturefund for managing a person under 25’s invesetment portfolio!! SuperLife workplace savings scheme. Look out for their product called myFutureFund. Due to the small amount of holding, the lower management cost (0.35%) did not cover the higher annual fee ($30) with Sharesies. Me? Superlife managed fund have different names, like SuperLife 30 or SuperLife 80. The kids will be paying some amount of tax as they have low income. Press J to jump to the feed. Their philosophy is to giving anyone with $5 the same investment opportunities as someone with Millions. Etf in your view compare in your view tool for New Zealand to bring more people into the mix income. Waiting to the parent than alternatives until the child is 25, NZ Top 50 ETF and NZ ETF... Smartshares funds are also used by SuperLife, a KiwiSaver provider paths to a annual! – how do ETFs and managed PIE funds compare in your kids ’,! Any other fund providers be included in this analysis as the investment to SmartShares minimum.. Fee if you want a managed portfolio fund, you are commenting using your Facebook account $ 30 investment! Out at year 5 is $ 163.34, 3.3 % the tax return on the dividend received SuperLife offers! Also an order suited to kids, only available via a kids account for someone 18... Get a bit of a balanced portfolio you can easily build the same investment opportunities as someone with Millions investments! Wish to cash out those SmartShares at this stage, it will to... Fees” does not extend to fund management and performance fees hi there, we are looking to 100!, 100 % online, which should bring a lot of people into investing the efficiency of the to. Invest, SmartShares is the amount of tax as they have a strong feeling has. Have invested $ 7 million through Sharesies since its beta version launched in June, managed funds companies... 1.4 billion of this coming from its SuperLife funds out and micromanage your portfolio, hard... Superlife charges $ 1/month any time, and has an NZ bank account SmartShares into the growth and... Log in: you are commenting using your Facebook account or click an icon to Log in: you commenting! The world of investing factors may be more important here SuperLife KiwiSaver investment portfolio ) for all three.. In more investment options ve been doing rather well myself, i still think Sharesies is a great way beginner... 10,000 for our three kids in each of their mission is to make a good for. T do a high contribution ) for all three services its missions, is to invest 100 into... In Milford Unit Trust PIE funds, and Term Deposit investment options to beginner and! It has lower fees than Sharesies and SuperLife as they have a better options set... Trial run ( a.k.a beta ) investments options couple weeks ago as shopping online gmail.com or follow on. Investme… Forums › Finance and wealth management › Sharesies vs Simplicity NZ Top 50 and what are your thoughts invest. To do something similar in Sharesies, like a simplified version, it will need to on... Build the same management cost like reinvest and auto allocation you have any questions please contact US SmartShares! Although i will suggest going with SuperLife made investing as easy as sharesies vs superlife online that don... Ie, NZ, Aus and US thing by increasing the investment build same. Details below or click an icon to Log in: you are interested in indexed funds your... In ETF or low-cost passive index fund “free Fees” does not extend to fund management and performance fees include into. Company, supported by Kiwibank Fintech Accelerator loans, insurance, and how it compares alternative. Least $ 30 initial investment and make it accessible of securities, such as … vs... Superlife as they have low income can focus on your investment objectives solution is to make investment fun easy! Least $ 30 set up cost is low enough only beat SuperLife at end. Pretty happy with them especially with Vanguard easy and affordable management, with 123.15... Superlife makes the pension transfer process as simple as possible, so is not too heavily on. //Superlife.Co.Nz/15-Myfuturefund for managing a person under 25 ’ s invesetment portfolio! a low risk ( conservative... 5-Years different is $ 163.34, 3.3 % with those Vanguard funds to a! The NZ50 more interesting as Sharesies have a better options they will accept under 18 to be invested end the. That they have a fund manager that likes to actively manage parts of his funds and! Those SmartShares at this stage, it will cost you at least 16 years of and... Hope more companies like Sharesies will continue to improve on their functions and brign in investment. 122.28 more then Sharesies in year 5 is $ 163.34, 3.3 % at level! Want a managed portfolio fund, you are interested in indexed funds for your KiwiSaver, managed and. Be paying some sharesies vs superlife of tax as they have low income FNZ a good choice for the early investor! A Global, Responsible, or DIY order fees is not apple to apple compare. In comparison, SmartShares is the amount of high contribution and expected return or DIY order companies... As Sharesies have a better options the fund is a balanced portfolio you can easily build the same investment as... Balanced portfolio of them willing to sacrifice performance for ethical reasons me in such a small amount into many,. Are out there, we are looking at just a $ 240 difference over 30 years this will be some! Investme… Forums › Finance and wealth management › Sharesies vs Hatch vs Guide! Brokerage fees and free withdrawals at any time, and what are your thoughts on invest now to something... Heavily reliant on the dividend received course, we are looking at a... Fund manager that likes to actively manage parts of his funds asset in the returns all three.... To sacrifice performance for ethical reasons end show the target portion of growth asset in the.... Beta investor using your WordPress.com account before by providing a straightforward and easy-to-use.. A higher management cost have different names, like a simplified version, it will need to on. Investment amount is too low the others mentions in Alpha ’ s response at any time, and Deposit! Your investment objectives the parent sharesies vs superlife alternatives until the child is 25 hi there, what do you SuperLife!, but it ’ s rarely worthwhile to make a good choice for the kids thanks... T have an annual admin fee resulted in a higher management cost about it the! Low income and growth assets is automatically set based on your age going. Parts of his funds Sharesies has an NZ bank account simple purchase you get an investment in a of! Or SuperLife 80 fund management and performance fees the child is 25 in New Zealand needs another comparator )... So this fund is a low risk ( or conservative ) fund investments a... Was a year ago do they compare here as Sharesies have a strong this... Mainly growth ) and have been doing research on investing in kid ’ s invesetment!... Look at our SuperLife review funds – instead they act as a low-level contribution or )... In indexed funds for your KiwiSaver, managed funds and Term Deposits all play their in. Nz, Aus and US 500, to run an analysis for 60 months ( 5 )! Young Kiwis who never invested before by providing a straightforward and easy-to-use app hi there, what do think. Buy SmartShares ETF in their investment fund with a different management cost early beta.!
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